Richmond is the capital of the Commonwealth of Virginia. Like
all Virginia municipalities incorporated as cities, it is an independent city
and not part of any county.
Richmond is the center of the Richmond Metropolitan Statistical
Area (MSA) and the Greater Richmond area. Surrounded by Henrico and Chesterfield
counties, the city is located at the intersections of Interstate 95 and Interstate
64, and surrounded by Interstate 295 and Route 288 in central Virginia. The
population was 197,790 at the 2000 census, with an estimated population of 1,194,008
for the Richmond Metropolitan Area, making it the third largest in Virginia.
As of the census of 2000, there were 197,790 people, 84,549 households,
and 43,627 families residing in the city of Richmond. There were 92,282 housing
units at an average density of. The racial makeup of the city was 38.30% White,
57.19% African American, 0.24% Native American, 1.25% Asian, 0.08% Pacific Islander,
1.49% from other races, and 1.46% from two or more races. Hispanic or Latino
of any race were 2.57% of the population..
The median income for a household in the city was $31,121, and
the median income for a family was $38,348. Males had a median income of $30,874
versus $25,880 for females. The per capita income for the city was $20,337.
About 17.1% of families and 21.4% of the population were below the poverty line,
including 32.9% of those under age 18 and 15.8% of those age 65 or over.
Richmond's economy is primarily driven by law, finance, and government with several notable legal and banking firms, as well as federal, state, and local governmental agencies, located in the downtown area. Richmond is one of twelve cities in the United States to be home to a Federal Reserve Bank. There are also nine Fortune 500, and thirteen Fortune 1000 companies in the city. Tourism is also important, as many historic sights are in or nearby the city
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